Auto Insurance

Most don't think about Auto Insurance until there's an accident! Many companies try to make you think car insurance just a commodity. You see commercials that offer "cookie cutter" insurance plans that just sell state minimum coverage or name the price you want to pay. You're not just buying a can of soda. You're buying financial security for you and your family. Don't put yourself and your family at risk.
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Homeowners Insurance

When insuring your home you want to make sure you have enough to rebuild your home if it is completely destroyed. An experienced agent can help make sure your home is adequately covered. Homeowners Insurance covers your residence, detached structures (garage, fence, sheds, etc.), your belongings, living expenses, family liability and medical protection.
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Life, Health and Disability

We shop for the best prices on our groceries, clothes, travel, homeowners and auto insurance… why not shop your life insurance coverage? Plus, whether you need traditional health insurance, short term health insurance, high deductible health insurance, an HSA for your family, or a dental plan, our friendly and knowledgeable agents can guide you through your choices. Whether you need it for you as an individual or for the whole family, we can help.
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Personal Lines

H.B. Springs Company’s Personal Lines representatives live and work in your community. Our local knowledge and community involvement allow us to help you make the insurance decisions that matter most: Those that help protect your family’s home, auto, and other belongings.
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Business Lines

H.B. Springs Company has participated in the economic development of the Grand Strand for more than over 75 years. We are an integral anchor in the community’s economic growth.
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Annuities

If you're looking ahead to your retirement years, you may want to consider an annuity as part of your overall strategy. Annuities were designed to help you save, grow and protect your retirement assets, as well as provide a stream of steady income payments guaranteed to last as long as you live. Annuities are still one of the most misunderstood but versatile financial products available today. And now more than ever, the time may be right to take a look at what annuities have to offer.
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Employee Benefits

It's critical to recognize just how important a competitive benefits package can be in recruiting the best staff possible. While the costs can be exorbitant and the choices overwhelming, you can and should find ways to build a benefits program that works for your company. The objective of a good employee benefits program is to help protect both employees and their families from the possibility of economic hardships caused by illness, disability, or loss of life.
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Storm Preparation

Your insurance claim experience is our measure of success. You should expect prompt and fair claims settlements. Many of the insurance companies that we represent have 24/7 direct claims reporting available. We recommend that you use this service to report your claim.
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