Do you use your personal vehicle to deliver papers, pizzas, sandwiches, flowers or other deliverables in exchange for money? Do you, from time to time, help your son or daughter with delivering their newspaper route? If you answered yes to this question, you may need a commercial auto insurance policy for your vehicle.
We all use our vehicles to get us from point A to point B; usually on personal errands, road trips or commuting to work. If you happen to use your vehicle for business use, like a paper route or pizza delivery or sandwich delivery, your personal auto insurance policy may not protect you in an accident.
If your business provides a vehicle for you, most likely that vehicle is covered under their policy, but be sure to ask your fleet department about what and how much is covered. If it is required that you use your personal vehicle, your personal auto insurance policy may not be sufficient. Your personal auto insurance policy only covers your vehicle for personal use. If you use your vehicle to deliver goods in exchange for money, a commercial auto insurance policy in South Carolina may be necessary.
So whether you are a traveling sales rep or out delivering packages, flowers, papers, or sandwiches talk your agent about your personal and commercial auto insurance needs. Their years of experience can save you bundle.
H. B. Springs Co., Inc. has a respected tradition of insuring families and businesses in Horry & Georgetown Counties since 1928. As the oldest and one of the largest insurance agencies in Myrtle Beach, SC we take great pride in our professionalism and personal service. To help you with your insurance needs, we offer all lines including auto, home, business, life & health, employee benefits and more. We look forward to working with you and establishing a relationship that lasts a lifetime.