Many of you may have noticed that the auto insurance industry seems to be continually increasing premiums. While H.B. Springs Co., Inc. represents many of the top insurance companies in the country and we can quote you with several companies, the trend for premiums is up. There are many reasons why this is happening and it is important for you to understand.
Is there anything that you can do to control your costs?
Yes, contact us so we can shop for you!
Unfortunately insurance premiums are pooled. The premiums are calculated off of risks and data from other drivers just like you. Age, gender, zip code, vehicle driven and driving history are just some of the factors that determine your premium. Here are some things you can do to ensure you’re getting the best rates.
Review your coverage and determine if it is the correct coverage for your current situation
Review discounts you may be eligible for with your current carrier
If it isn’t already, consider bundling your insurance coverage (home, auto, specialty insurance)
If you have specific questions about your auto insurance coverage, remember to reach out to our agency. As an independent insurance agent, we can review your coverage and ensure you’re current carrier is still the best carrier for your situation.
H. B. Springs Co., Inc. has a respected tradition of insuring families and businesses in Horry & Georgetown Counties since 1928. As the oldest and one of the largest insurance agencies in Myrtle Beach, SC we take great pride in our professionalism and personal service. To help you with your insurance needs, we offer all lines including auto, home, business, life & health, employee benefits and more. We look forward to working with you and establishing a relationship that lasts a lifetime.