Is my Barbie Jeep Covered?

Is my Barbie jeep covered?                                           

Who in the world would think about the potential liability imposed by a child's riding toy? Unfortunately, most people don't think about these type of things until a loss occurs and it is too late to worry about auto insurance coverage. Since a battery powered motorcycle or Barbie jeep is considered a motorized vehicle it is not covered under your homeowners policy off premises of your insured residence. This means that if little Johnny car jacks his sister's Barbie jeep and takes off through the neighborhood there is no insurance coverage if he accidentally runs over 85 year old Mrs. Smith as she strolls the neighborhood! However, there are insurance companies that offer policies to insure your motorized toys. Please call us today if you would like more information.